Data Source - Reserve Bank of India - Bankwise ATM/POS/Card Statistics (rbi.org.in) Video Explanation https://youtu.be/-ROMZQRLzg8 Credit Card Purchase Overall Usage of Credit Card for Purchase has shown a constant upward trend month over month in Last 25 months. Apr 2024 over Apr 2022 shows a CAGR of 22%. Debit Card Purchase Overall Usage of Debit Card for Purchase has shown a constant downward trend month over month in Last 25 months. The CAGR for Apr 2024 to Apr 2022 is -18% Cash withdrawal from ATM using Debit Card Account holders are withdrawing less from ATM. Cash withdrawal per card has gone down from 3100 per month to 2700 per month. No of UPI in India UPI QR code is growing huge. Overall even if you take Apr 2024, it shows CAGR of 33%, in spite of Apr 2024 showing huge dip in comparison of Mar 2024